Marriage, Separation or Divorce

Learn about the benefits to consider and actions to take when you get married, separated or divorced.

Marriage

Once you are married, you may add your spouse to your existing medical, dental, or vision coverage, enroll in a medical plan, change to another option or drop your coverage to go on your spouse’s plan. You may also elect to change your Health Care FSA amount, and elect spouse coverage under our various life and long-term care plans. You will need to complete the appropriate forms and provide a copy of your certified marriage certificate. You should also review your beneficiary designations for life insurance, retirement savings, and pension plans.

Contact the Benefits Team for information about adding a new dependent to your other benefit plans. Also, take the time to review your financial and insurance plans to make any changes to your coverage, contributions or beneficiary designations.

You must consult a member of the Benefits Team within 30 days from the date of the event to make changes.

If you legally change your name because you get married, you will need to apply for a corrected Social Security card with your changed name. Failure to do so could delay a tax refund coming to you or prevent some of your pay from being credited properly to your Social Security record, which could cause your future Social Security benefits to be less than they should be. You will need to provide a recently issued document, such as your marriage license / certificate, as proof of your legal name change. If the document you provide does not give the Social Security Administration enough information to identify you in its records, you will be asked for an identity document showing your old name and another in your new name providing evidence of your identity. You will need to fill out an Application for a Social Security Card (SS-5) form and submit it to the Social Security Administration. You can download a copy of the SS-5 form and instructions in an electronic format from here and print it out at your leisure. The instructions include details on acceptable evidence of your identity. Also, you can visit the Social Security website or call 1-800-772-1213.

Social Security Card Application

Separation and Divorce

Within 30 days of the date the divorce decree is signed, you may elect any medical coverage you are losing under your spouse’s plan. If you currently cover your spouse, you must drop his or her coverage for medical, dental, vision, and group term life, but continue to cover your children. You may also elect to change your Health Care and Dependent Care FSA amount. You will need to complete the appropriate forms and provide a copy of the first and last pages of your certified divorce decree. You should also review your beneficiary designations for life insurance, retirement savings, and pension plans. Prior to the final decree, you may not drop a spouse in anticipation of the final decree.

If your spouse is no longer eligible for coverage, you should notify the Benefits Team to remove him/her from the benefit plans. Any stepchildren who are no longer eligible will also need to be removed from the plans. You may also obtain information on COBRA continuing coverage for your spouse. Conversely, if you and / or your children were covered by your spouse’s plan, you will need to enroll yourself or your child / children in the appropriate plan(s). Contact your Benefits Team for more information.

Review and/or make any changes to your beneficiary information for all of your plans. Contact your Benefits Team for information.

You may want to make sure your Human Resources Department has the person you want on file should your employer need to contact someone in an emergency on your behalf. You can update your emergency contact in ADP.

Contact the Benefits Team

Contact the Benefits Team

Satenik Karapetyan
Human Resources Operations Manager
skarapetyan@rmrgroup.com
617-796-8379

Tracey Harriette
Benefits Manager
tharriette@rmrgroup.com
617-219-1448

Justin Buckner
Senior Director, Total Rewards
jbuckner@rmrgroup.com
617-231-3034

Learn More

Learn more about your benefits through these resources.

View 5/1/24 – 4/30/25 Benefits Presentation
View 5/1/24 – 4/30/25 Benefits Guide
View 2024 – 2025 Hawaii Benefits Guide