Critical Illness, Hospital Indemnity and Accident Insurance.

Critical Illness insurance provides financial protection by paying a tax-free lump-sum benefit if you are diagnosed with a covered critical illness, with no waiting period. What’s more, at RMR we are able to offer you this benefit at a low group rate with no medical questions.

This plan covers a range of illnesses: heart attack, stroke, major organ failure, cancer, and more. Rates for each option can be found in the benefits guide or when you enroll online.

Accident Insurance pays you a tax-free lump sum benefit for unexpected injuries off the job. This payout can be used for anything you choose: medical bills, lost wages, groceries, paying other bills, or anything else you need! With Accident Insurance, you will receive payment for both injuries and follow up appointments. Rates for this plan can be found in the benefits guide or when you enroll online.

Hospital Indemnity insurance will help employees with out-of-pocket medical costs incurred with a hospital stay. There are no health questions required to enroll. This plan includes coverage for hospital confinements due to accidents, sickness, mental and nervous disorders, substance abuse, routine pregnancy, complications of pregnancy, and newborn complications.